Call reports 2008
BANKFIRST — 2008
What BANKFIRST reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 247,426,000 | 247,335,000 | 246,530,000 | 252,567,000 |
| Total loans | 181,404,000 | 185,373,000 | 186,094,000 | 183,205,000 |
| Allowance for loan losses | 2,711,000 | 2,719,000 | 2,627,000 | 2,486,000 |
| Securities available for sale | 25,502,000 | 24,843,000 | 24,297,000 | 26,213,000 |
| Securities held to maturity | 13,011,000 | 13,135,000 | 12,622,000 | 12,666,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 201,288,000 | 197,709,000 | 199,333,000 | 205,481,000 |
| Interest-bearing deposits | 176,485,000 | 175,295,000 | 176,516,000 | 181,841,000 |
| Noninterest-bearing deposits | 24,803,000 | 22,414,000 | 22,817,000 | 23,640,000 |
| Equity capital | 24,712,000 | 25,307,000 | 26,121,000 | 27,136,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,867,000 | 7,430,000 | 11,039,000 | 14,603,000 |
| Interest expense | 1,822,000 | 3,293,000 | 4,654,000 | 5,923,000 |
| Net interest income | 2,045,000 | 4,137,000 | 6,385,000 | 8,680,000 |
| Noninterest income | 416,000 | 866,000 | 1,338,000 | 1,794,000 |
| Noninterest expense | 1,546,000 | 2,962,000 | 4,533,000 | 6,037,000 |
| Provision for loan losses | 30,000 | 60,000 | 100,000 | 171,000 |
| Pretax income | 837,000 | 1,899,000 | 3,008,000 | 4,184,000 |
| Income tax | 254,000 | 585,000 | 931,000 | 1,294,000 |
| Net income | 583,000 | 1,314,000 | 2,077,000 | 2,890,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,404,000 | 20,134,000 | 20,897,000 | 21,710,000 |
| Total capital | 21,806,000 | 22,537,000 | 23,310,000 | 24,099,000 |
| Risk-weighted assets | 191,876,000 | 191,959,000 | 192,842,000 | 191,032,000 |
Machine access — free, no API key
Every figure shown here about BANKFIRST — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.