Call reports 2007
BANKFIRST — 2007
What BANKFIRST reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 231,077,000 | 238,366,000 | 234,616,000 | 246,072,000 |
| Total loans | 165,640,000 | 175,915,000 | 172,679,000 | 180,653,000 |
| Allowance for loan losses | 2,738,000 | 2,733,000 | 2,739,000 | 2,675,000 |
| Securities available for sale | 31,330,000 | 29,470,000 | 28,243,000 | 28,300,000 |
| Securities held to maturity | 12,709,000 | 12,904,000 | 12,852,000 | 12,800,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 191,048,000 | 185,575,000 | 187,024,000 | 191,342,000 |
| Interest-bearing deposits | 169,974,000 | 164,038,000 | 166,764,000 | 167,368,000 |
| Noninterest-bearing deposits | 21,074,000 | 21,537,000 | 20,260,000 | 23,974,000 |
| Equity capital | 22,102,000 | 22,632,000 | 23,516,000 | 24,177,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,826,000 | 7,777,000 | 11,806,000 | 15,821,000 |
| Interest expense | 1,887,000 | 3,852,000 | 5,834,000 | 7,769,000 |
| Net interest income | 1,939,000 | 3,925,000 | 5,972,000 | 8,052,000 |
| Noninterest income | 380,000 | 787,000 | 1,225,000 | 1,631,000 |
| Noninterest expense | 1,537,000 | 2,943,000 | 4,404,000 | 5,843,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 752,000 | 1,717,000 | 2,709,000 | 3,726,000 |
| Income tax | 227,000 | 520,000 | 824,000 | 1,140,000 |
| Net income | 525,000 | 1,197,000 | 1,885,000 | 2,586,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,205,000 | 17,876,000 | 18,565,000 | 19,065,000 |
| Total capital | 19,401,000 | 20,191,000 | 20,851,000 | 21,449,000 |
| Risk-weighted assets | 175,174,000 | 184,796,000 | 182,409,000 | 190,454,000 |
Machine access — free, no API key
Every figure shown here about BANKFIRST — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.