Call reports 2005
BANKFIRST — 2005
What BANKFIRST reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 206,232,000 | 214,316,000 | 233,966,000 | 237,110,000 |
| Total loans | 134,825,000 | 141,903,000 | 164,214,000 | 164,962,000 |
| Allowance for loan losses | 2,397,000 | 2,515,000 | 2,461,000 | 2,505,000 |
| Securities available for sale | 47,418,000 | 45,538,000 | 43,694,000 | 38,548,000 |
| Securities held to maturity | 7,044,000 | 7,950,000 | 9,017,000 | 11,369,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,150,000 | 151,826,000 | 158,853,000 | 167,443,000 |
| Interest-bearing deposits | 136,724,000 | 134,263,000 | 137,860,000 | 145,239,000 |
| Noninterest-bearing deposits | 16,426,000 | 17,563,000 | 20,993,000 | 22,204,000 |
| Equity capital | 18,530,000 | 19,070,000 | 19,511,000 | 19,653,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,800,000 | 5,796,000 | 9,092,000 | 12,714,000 |
| Interest expense | 1,051,000 | 2,279,000 | 3,746,000 | 5,427,000 |
| Net interest income | 1,749,000 | 3,517,000 | 5,346,000 | 7,287,000 |
| Noninterest income | 493,000 | 1,077,000 | 1,825,000 | 2,491,000 |
| Noninterest expense | 1,624,000 | 3,408,000 | 5,336,000 | 7,140,000 |
| Provision for loan losses | 60,000 | 124,000 | 199,000 | 307,000 |
| Pretax income | 558,000 | 1,062,000 | 1,636,000 | 2,280,000 |
| Income tax | 181,000 | 342,000 | 520,000 | 689,000 |
| Net income | 377,000 | 720,000 | 1,116,000 | 1,591,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,802,000 | 14,145,000 | 14,541,000 | 15,016,000 |
| Total capital | 15,578,000 | 16,005,000 | 16,586,000 | 17,155,000 |
| Risk-weighted assets | 141,460,000 | 148,144,000 | 163,176,000 | 170,718,000 |
Machine access — free, no API key
Every figure shown here about BANKFIRST — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.