Call reports 2004
BANKFIRST — 2004
What BANKFIRST reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 195,320,000 | 195,772,000 | 201,688,000 | 214,117,000 |
| Total loans | 122,964,000 | 125,179,000 | 130,101,000 | 129,017,000 |
| Allowance for loan losses | 2,021,000 | 2,121,000 | 2,240,000 | 2,318,000 |
| Securities available for sale | 46,959,000 | 48,499,000 | 47,925,000 | 44,865,000 |
| Securities held to maturity | 5,751,000 | 5,770,000 | 6,505,000 | 6,740,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,403,000 | 145,544,000 | 144,789,000 | 167,965,000 |
| Interest-bearing deposits | 132,406,000 | 128,667,000 | 127,953,000 | 146,974,000 |
| Noninterest-bearing deposits | 16,997,000 | 16,877,000 | 16,836,000 | 20,991,000 |
| Equity capital | 18,749,000 | 18,823,000 | 19,622,000 | 18,434,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,563,000 | 5,211,000 | 7,875,000 | 10,758,000 |
| Interest expense | 931,000 | 1,834,000 | 2,788,000 | 3,771,000 |
| Net interest income | 1,632,000 | 3,377,000 | 5,087,000 | 6,987,000 |
| Noninterest income | 467,000 | 1,715,000 | 2,234,000 | 2,578,000 |
| Noninterest expense | 1,536,000 | 3,193,000 | 4,778,000 | 6,220,000 |
| Provision for loan losses | 105,000 | 210,000 | 315,000 | 420,000 |
| Pretax income | 458,000 | 1,696,000 | 2,235,000 | 2,932,000 |
| Income tax | 151,000 | 567,000 | 748,000 | 978,000 |
| Net income | 307,000 | 1,129,000 | 1,487,000 | 1,954,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,278,000 | 14,100,000 | 14,458,000 | 13,425,000 |
| Total capital | 14,880,000 | 15,777,000 | 16,238,000 | 15,200,000 |
| Risk-weighted assets | 127,714,000 | 133,716,000 | 142,008,000 | 141,443,000 |
Machine access — free, no API key
Every figure shown here about BANKFIRST — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.