Call reports 2025
PEOPLES BANK OF EAST TENNESSEE — 2025
What PEOPLES BANK OF EAST TENNESSEE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 428,307,000 | 432,717,000 | 433,515,000 | 436,990,000 |
| Total loans | 255,475,000 | 270,927,000 | 278,782,000 | 293,676,000 |
| Allowance for loan losses | 3,479,000 | 3,671,000 | 3,898,000 | 4,206,000 |
| Securities available for sale | 105,777,000 | 105,879,000 | 103,612,000 | 100,021,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 386,632,000 | 390,765,000 | 387,995,000 | 391,270,000 |
| Interest-bearing deposits | 272,069,000 | 277,089,000 | 275,830,000 | 281,468,000 |
| Noninterest-bearing deposits | 114,563,000 | 113,676,000 | 112,165,000 | 109,802,000 |
| Equity capital | 38,241,000 | 38,785,000 | 41,823,000 | 42,602,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 5,988,000 | 12,399,000 | 18,947,000 | 25,521,000 |
| Interest expense | 1,365,000 | 2,848,000 | 4,334,000 | 5,675,000 |
| Net interest income | 4,623,000 | 9,551,000 | 14,613,000 | 19,846,000 |
| Noninterest income | 548,000 | 1,214,000 | 1,923,000 | 2,600,000 |
| Noninterest expense | 3,404,000 | 6,901,000 | 10,480,000 | 14,040,000 |
| Provision for loan losses | 110,000 | 315,000 | 545,000 | 875,000 |
| Pretax income | 1,657,000 | 3,527,000 | 5,482,000 | 7,432,000 |
| Income tax | 301,000 | 636,000 | 989,000 | 1,328,000 |
| Net income | 1,356,000 | 2,891,000 | 4,493,000 | 6,104,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,737,000 | 45,522,000 | 46,794,000 | 47,055,000 |