Call reports 2019
PEOPLES BANK OF EAST TENNESSEE — 2019
What PEOPLES BANK OF EAST TENNESSEE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 217,260,000 | 219,779,000 | 228,228,000 | 224,830,000 |
| Total loans | 158,537,000 | 162,098,000 | 163,716,000 | 166,127,000 |
| Allowance for loan losses | 1,440,000 | 1,504,000 | 1,613,000 | 1,740,000 |
| Securities available for sale | 34,284,000 | 34,040,000 | 35,752,000 | 36,142,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 190,854,000 | 192,425,000 | 200,056,000 | 196,617,000 |
| Interest-bearing deposits | 137,610,000 | 137,031,000 | 138,904,000 | 138,813,000 |
| Noninterest-bearing deposits | 53,244,000 | 55,394,000 | 61,152,000 | 57,804,000 |
| Equity capital | 24,669,000 | 25,486,000 | 26,181,000 | 26,056,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,596,000 | 5,250,000 | 7,998,000 | 10,830,000 |
| Interest expense | 177,000 | 345,000 | 517,000 | 696,000 |
| Net interest income | 2,419,000 | 4,905,000 | 7,481,000 | 10,134,000 |
| Noninterest income | 481,000 | 1,013,000 | 1,558,000 | 2,301,000 |
| Noninterest expense | 2,076,000 | 4,175,000 | 6,313,000 | 8,624,000 |
| Provision for loan losses | 44,000 | 144,000 | 269,000 | 425,000 |
| Pretax income | 780,000 | 1,599,000 | 2,477,000 | 3,420,000 |
| Income tax | 129,000 | 279,000 | 434,000 | 609,000 |
| Net income | 651,000 | 1,320,000 | 2,043,000 | 2,811,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,383,000 | 24,768,000 | 25,380,000 | 25,388,000 |
| Total capital | 25,823,000 | 26,272,000 | 26,993,000 | 27,128,000 |
| Risk-weighted assets | 151,244,000 | 154,848,000 | 161,586,000 | 159,693,000 |