Call reports 2018
PEOPLES BANK OF EAST TENNESSEE — 2018
What PEOPLES BANK OF EAST TENNESSEE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 206,283,000 | 209,121,000 | 215,492,000 | 215,921,000 |
| Total loans | 143,794,000 | 149,228,000 | 152,887,000 | 157,137,000 |
| Allowance for loan losses | 1,460,000 | 1,461,000 | 1,439,000 | 1,413,000 |
| Securities available for sale | 31,517,000 | 32,618,000 | 31,870,000 | 31,316,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 180,564,000 | 183,485,000 | 189,073,000 | 190,818,000 |
| Interest-bearing deposits | 132,783,000 | 133,985,000 | 138,375,000 | 138,363,000 |
| Noninterest-bearing deposits | 47,781,000 | 49,500,000 | 50,698,000 | 52,455,000 |
| Equity capital | 24,256,000 | 24,256,000 | 24,737,000 | 23,578,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,240,000 | 4,586,000 | 7,087,000 | 9,702,000 |
| Interest expense | 124,000 | 254,000 | 408,000 | 568,000 |
| Net interest income | 2,116,000 | 4,332,000 | 6,679,000 | 9,134,000 |
| Noninterest income | 390,000 | 800,000 | 1,322,000 | 1,788,000 |
| Noninterest expense | 1,956,000 | 3,943,000 | 6,051,000 | 7,973,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 553,000 | 1,192,000 | 1,953,000 | 2,865,000 |
| Income tax | 102,000 | 188,000 | 315,000 | 514,000 |
| Net income | 451,000 | 1,004,000 | 1,638,000 | 2,351,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,599,000 | 24,656,000 | 25,304,000 | 23,843,000 |
| Total capital | 26,059,000 | 26,117,000 | 26,743,000 | 25,256,000 |
| Risk-weighted assets | 140,578,000 | 143,923,000 | 145,407,000 | 149,724,000 |