Call reports 2017
PEOPLES BANK OF EAST TENNESSEE — 2017
What PEOPLES BANK OF EAST TENNESSEE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 200,164,000 | 203,128,000 | 202,919,000 | 206,497,000 |
| Total loans | 137,387,000 | 141,882,000 | 144,970,000 | 148,505,000 |
| Allowance for loan losses | 1,301,000 | 1,275,000 | 1,357,000 | 1,496,000 |
| Securities available for sale | 37,450,000 | 35,444,000 | 33,662,000 | 32,647,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 175,019,000 | 177,230,000 | 176,878,000 | 180,764,000 |
| Interest-bearing deposits | 131,487,000 | 130,269,000 | 132,201,000 | 135,309,000 |
| Noninterest-bearing deposits | 43,532,000 | 46,961,000 | 44,677,000 | 45,455,000 |
| Equity capital | 23,561,000 | 24,342,000 | 24,139,000 | 24,366,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,088,000 | 4,210,000 | 6,432,000 | 8,812,000 |
| Interest expense | 117,000 | 233,000 | 348,000 | 469,000 |
| Net interest income | 1,971,000 | 3,977,000 | 6,084,000 | 8,343,000 |
| Noninterest income | 353,000 | 696,000 | 1,094,000 | 1,445,000 |
| Noninterest expense | 1,865,000 | 3,682,000 | 5,475,000 | 7,348,000 |
| Provision for loan losses | 0 | 0 | 60,000 | 200,000 |
| Pretax income | 461,000 | 1,000,000 | 1,652,000 | 2,245,000 |
| Income tax | 91,000 | 205,000 | 338,000 | 553,000 |
| Net income | 370,000 | 795,000 | 1,314,000 | 1,692,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,799,000 | 24,231,000 | 24,057,000 | 24,469,000 |
| Total capital | 25,100,000 | 25,506,000 | 25,414,000 | 25,965,000 |
| Risk-weighted assets | 135,652,000 | 137,956,000 | 140,408,000 | 143,244,000 |