Call reports 2016
PEOPLES BANK OF EAST TENNESSEE — 2016
What PEOPLES BANK OF EAST TENNESSEE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 205,473,000 | 203,183,000 | 201,550,000 | 202,577,000 |
| Total loans | 134,705,000 | 138,714,000 | 137,510,000 | 136,919,000 |
| Allowance for loan losses | 1,371,000 | 1,179,000 | 1,120,000 | 1,425,000 |
| Securities available for sale | 41,101,000 | 40,823,000 | 40,507,000 | 36,334,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 181,362,000 | 178,078,000 | 176,310,000 | 178,055,000 |
| Interest-bearing deposits | 141,827,000 | 139,327,000 | 135,574,000 | 135,720,000 |
| Noninterest-bearing deposits | 39,535,000 | 38,751,000 | 40,736,000 | 42,335,000 |
| Equity capital | 22,605,000 | 23,127,000 | 23,515,000 | 23,003,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,093,000 | 4,176,000 | 6,241,000 | 8,431,000 |
| Interest expense | 146,000 | 286,000 | 418,000 | 545,000 |
| Net interest income | 1,947,000 | 3,890,000 | 5,823,000 | 7,886,000 |
| Noninterest income | 310,000 | 441,000 | 777,000 | 1,032,000 |
| Noninterest expense | 1,772,000 | 3,571,000 | 5,411,000 | 7,272,000 |
| Provision for loan losses | 0 | -225,000 | -225,000 | 100,000 |
| Pretax income | 487,000 | 1,007,000 | 1,442,000 | 1,581,000 |
| Income tax | 99,000 | 208,000 | 289,000 | 138,000 |
| Net income | 388,000 | 799,000 | 1,153,000 | 1,443,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,259,000 | 22,685,000 | 23,053,000 | 23,350,000 |
| Total capital | 23,630,000 | 23,864,000 | 24,173,000 | 24,775,000 |
| Risk-weighted assets | 133,558,000 | 137,196,000 | 135,795,000 | 135,761,000 |