Call reports 2015
PEOPLES BANK OF EAST TENNESSEE — 2015
What PEOPLES BANK OF EAST TENNESSEE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 214,351,000 | 213,232,000 | 205,650,000 | 207,946,000 |
| Total loans | 137,265,000 | 137,186,000 | 136,114,000 | 134,558,000 |
| Allowance for loan losses | 1,494,000 | 1,312,000 | 1,291,000 | 1,383,000 |
| Securities available for sale | 40,823,000 | 35,406,000 | 32,198,000 | 39,030,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 191,314,000 | 190,530,000 | 181,845,000 | 184,503,000 |
| Interest-bearing deposits | 146,374,000 | 146,598,000 | 140,131,000 | 142,482,000 |
| Noninterest-bearing deposits | 44,940,000 | 43,932,000 | 41,714,000 | 42,021,000 |
| Equity capital | 21,432,000 | 21,218,000 | 21,696,000 | 21,959,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,276,000 | 4,549,000 | 6,714,000 | 8,981,000 |
| Interest expense | 190,000 | 370,000 | 537,000 | 692,000 |
| Net interest income | 2,086,000 | 4,179,000 | 6,177,000 | 8,289,000 |
| Noninterest income | 280,000 | 528,000 | 837,000 | 1,179,000 |
| Noninterest expense | 2,172,000 | 4,332,000 | 6,367,000 | 8,605,000 |
| Provision for loan losses | 54,000 | 102,000 | 102,000 | 202,000 |
| Pretax income | 146,000 | 288,000 | 565,000 | 681,000 |
| Income tax | 41,000 | 68,000 | 144,000 | -102,000 |
| Net income | 105,000 | 220,000 | 421,000 | 783,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,162,000 | 21,279,000 | 21,494,000 | 21,857,000 |
| Total capital | 22,656,000 | 22,591,000 | 22,785,000 | 23,240,000 |
| Risk-weighted assets | 140,192,000 | 137,797,000 | 134,534,000 | 133,942,000 |