Call reports 2012
PEOPLES BANK OF EAST TENNESSEE — 2012
What PEOPLES BANK OF EAST TENNESSEE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 229,787,000 | 230,430,000 | 227,373,000 | 219,752,000 |
| Total loans | 149,282,000 | 148,500,000 | 146,538,000 | 143,101,000 |
| Allowance for loan losses | 2,460,000 | 2,300,000 | 2,050,000 | 2,415,000 |
| Securities available for sale | 27,494,000 | 34,174,000 | 35,224,000 | 35,671,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 206,930,000 | 207,468,000 | 207,186,000 | 200,399,000 |
| Interest-bearing deposits | 175,134,000 | 175,463,000 | 173,458,000 | 168,400,000 |
| Noninterest-bearing deposits | 31,796,000 | 32,005,000 | 33,728,000 | 31,999,000 |
| Equity capital | 18,435,000 | 18,639,000 | 18,777,000 | 18,102,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,419,000 | 5,057,000 | 7,471,000 | 9,800,000 |
| Interest expense | 575,000 | 1,125,000 | 1,638,000 | 2,087,000 |
| Net interest income | 1,844,000 | 3,932,000 | 5,833,000 | 7,713,000 |
| Noninterest income | 254,000 | 311,000 | 634,000 | 964,000 |
| Noninterest expense | 2,044,000 | 4,072,000 | 6,160,000 | 8,116,000 |
| Provision for loan losses | 250,000 | 250,000 | 325,000 | 1,000,000 |
| Pretax income | 55,000 | 354,000 | 464,000 | 76,000 |
| Income tax | 9,000 | 32,000 | 21,000 | -76,000 |
| Net income | 46,000 | 322,000 | 443,000 | 152,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,411,000 | 17,715,000 | 17,863,000 | 17,214,000 |
| Total capital | 19,146,000 | 19,503,000 | 19,648,000 | 18,954,000 |
| Risk-weighted assets | 139,363,000 | 141,804,000 | 141,759,000 | 138,417,000 |