Call reports 2016
CORE BANK — 2016
What CORE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 454,788,000 | 420,793,000 | 430,679,000 | 463,284,000 |
| Total loans | 389,384,000 | 390,328,000 | 411,976,000 | 438,939,000 |
| Allowance for loan losses | 6,692,000 | 7,197,000 | 7,198,000 | 6,358,000 |
| Securities available for sale | 3,164,000 | 3,095,000 | 2,857,000 | 2,691,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 416,004,000 | 379,731,000 | 388,313,000 | 377,445,000 |
| Interest-bearing deposits | 374,506,000 | 328,335,000 | 342,035,000 | 324,225,000 |
| Noninterest-bearing deposits | 41,497,000 | 51,396,000 | 46,278,000 | 53,221,000 |
| Equity capital | 35,846,000 | 37,556,000 | 38,590,000 | 39,829,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,462,000 | 8,922,000 | 13,343,000 | 18,939,000 |
| Interest expense | 244,000 | 471,000 | 689,000 | 917,000 |
| Net interest income | 4,218,000 | 8,451,000 | 12,654,000 | 18,022,000 |
| Noninterest income | 1,685,000 | 4,745,000 | 7,141,000 | 8,143,000 |
| Noninterest expense | 4,551,000 | 9,423,000 | 14,467,000 | 19,051,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,352,000 | 3,773,000 | 5,328,000 | 7,148,000 |
| Income tax | 503,000 | 1,222,000 | 1,733,000 | 2,258,000 |
| Net income | 849,000 | 2,551,000 | 3,595,000 | 4,890,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,756,000 | 37,459,000 | 38,503,000 | 39,798,000 |
| Total capital | 40,646,000 | 42,127,000 | 43,437,000 | 45,049,000 |
| Risk-weighted assets | 389,383,000 | 370,917,000 | 392,497,000 | 418,975,000 |