Call reports 2015
CORE BANK — 2015
What CORE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 367,447,000 | 393,570,000 | 405,702,000 | 434,291,000 |
| Total loans | 343,084,000 | 366,923,000 | 372,300,000 | 385,119,000 |
| Allowance for loan losses | 7,059,000 | 7,093,000 | 7,685,000 | 7,742,000 |
| Securities available for sale | 4,356,000 | 4,059,000 | 3,807,000 | 3,272,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 40,000 | 0 | 0 | 0 |
| Total deposits | 313,912,000 | 355,909,000 | 367,082,000 | 394,475,000 |
| Interest-bearing deposits | 276,753,000 | 318,907,000 | 322,907,000 | 351,041,000 |
| Noninterest-bearing deposits | 37,159,000 | 37,002,000 | 44,175,000 | 43,434,000 |
| Equity capital | 33,363,000 | 34,242,000 | 35,006,000 | 36,140,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,796,000 | 7,833,000 | 12,000,000 | 16,336,000 |
| Interest expense | 178,000 | 357,000 | 549,000 | 751,000 |
| Net interest income | 3,618,000 | 7,476,000 | 11,451,000 | 15,585,000 |
| Noninterest income | 1,618,000 | 3,441,000 | 4,980,000 | 6,750,000 |
| Noninterest expense | 4,236,000 | 8,558,000 | 12,914,000 | 16,999,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,000,000 | 2,359,000 | 3,517,000 | 5,336,000 |
| Income tax | 322,000 | 775,000 | 1,160,000 | 1,835,000 |
| Net income | 678,000 | 1,584,000 | 2,357,000 | 3,501,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,848,000 | 33,209,000 | 34,369,000 | 36,009,000 |
| Total capital | 36,129,000 | 37,820,000 | 39,025,000 | 40,824,000 |
| Risk-weighted assets | 339,718,000 | 366,366,000 | 369,173,000 | 382,304,000 |