Call reports 2019
HERITAGE BANK OF NEVADA — 2019
What HERITAGE BANK OF NEVADA reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 |
|---|---|---|
| Total assets | 840,486,000 | 842,335,000 |
| Total loans | 589,458,000 | 612,049,000 |
| Allowance for loan losses | 7,499,000 | 7,524,000 |
| Securities available for sale | 105,655,000 | 104,144,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 724,541,000 | 724,670,000 |
| Interest-bearing deposits | 440,971,000 | 434,102,000 |
| Noninterest-bearing deposits | 283,569,000 | 290,568,000 |
| Equity capital | 109,718,000 | 112,435,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 |
|---|---|---|
| Interest income | 9,706,000 | 19,390,000 |
| Interest expense | 660,000 | 1,351,000 |
| Net interest income | 9,046,000 | 18,039,000 |
| Noninterest income | 502,000 | 1,270,000 |
| Noninterest expense | 3,384,000 | 6,830,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 6,164,000 | 12,479,000 |
| Income tax | 1,244,000 | 1,516,000 |
| Net income | 4,920,000 | 10,963,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 |
|---|---|---|
| Tier 1 capital | 110,568,000 | 112,199,000 |
| Total capital | 118,599,000 | 120,255,000 |
| Risk-weighted assets | 678,449,000 | 698,229,000 |