Call reports 2018
HERITAGE BANK OF NEVADA — 2018
What HERITAGE BANK OF NEVADA reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 830,865,000 | 814,002,000 | 817,266,000 | 829,650,000 |
| Total loans | 549,620,000 | 558,248,000 | 574,020,000 | 595,624,000 |
| Allowance for loan losses | 8,160,000 | 7,868,000 | 7,315,000 | 7,495,000 |
| Securities available for sale | 114,681,000 | 112,445,000 | 110,048,000 | 109,069,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 734,415,000 | 714,478,000 | 713,609,000 | 720,482,000 |
| Interest-bearing deposits | 458,819,000 | 428,205,000 | 435,103,000 | 442,653,000 |
| Noninterest-bearing deposits | 275,595,000 | 286,272,000 | 278,506,000 | 277,828,000 |
| Equity capital | 90,642,000 | 94,302,000 | 98,198,000 | 104,092,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 8,360,000 | 17,279,000 | 26,465,000 | 36,193,000 |
| Interest expense | 481,000 | 966,000 | 1,465,000 | 2,024,000 |
| Net interest income | 7,879,000 | 16,313,000 | 25,000,000 | 34,169,000 |
| Noninterest income | 637,000 | 1,336,000 | 1,867,000 | 2,481,000 |
| Noninterest expense | 3,386,000 | 6,719,000 | 10,213,000 | 13,690,000 |
| Provision for loan losses | 0 | -300,000 | -900,000 | -750,000 |
| Pretax income | 5,114,000 | 11,214,000 | 17,538,000 | 23,694,000 |
| Income tax | 798,000 | 2,115,000 | 3,379,000 | 4,708,000 |
| Net income | 4,316,000 | 9,099,000 | 14,159,000 | 18,986,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 92,452,000 | 96,355,000 | 100,558,000 | 105,533,000 |
| Total capital | 100,518,000 | 104,518,000 | 108,405,000 | 113,560,000 |
| Risk-weighted assets | 644,698,000 | 652,802,000 | 668,697,000 | 682,362,000 |