Call reports 2017
HERITAGE BANK OF NEVADA — 2017
What HERITAGE BANK OF NEVADA reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 760,605,000 | 760,059,000 | 804,734,000 | 823,113,000 |
| Total loans | 528,570,000 | 546,468,000 | 546,581,000 | 543,761,000 |
| Allowance for loan losses | 8,701,000 | 8,586,000 | 8,581,000 | 8,014,000 |
| Securities available for sale | 108,230,000 | 110,577,000 | 111,345,000 | 113,869,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 670,494,000 | 670,129,000 | 712,058,000 | 729,964,000 |
| Interest-bearing deposits | 451,155,000 | 436,896,000 | 456,258,000 | 467,571,000 |
| Noninterest-bearing deposits | 219,339,000 | 233,232,000 | 255,800,000 | 262,393,000 |
| Equity capital | 84,435,000 | 85,098,000 | 87,582,000 | 88,356,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 7,445,000 | 15,297,000 | 23,516,000 | 31,906,000 |
| Interest expense | 266,000 | 532,000 | 806,000 | 1,122,000 |
| Net interest income | 7,179,000 | 14,765,000 | 22,710,000 | 30,784,000 |
| Noninterest income | 593,000 | 1,274,000 | 2,006,000 | 2,719,000 |
| Noninterest expense | 3,198,000 | 6,393,000 | 9,853,000 | 13,140,000 |
| Provision for loan losses | 0 | 0 | 0 | -575,000 |
| Pretax income | 4,574,000 | 9,646,000 | 14,863,000 | 20,943,000 |
| Income tax | 1,504,000 | 3,217,000 | 4,990,000 | 8,664,000 |
| Net income | 3,070,000 | 6,429,000 | 9,873,000 | 12,279,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 84,896,000 | 84,920,000 | 87,496,000 | 89,026,000 |
| Total capital | 92,445,000 | 92,722,000 | 95,288,000 | 96,911,000 |
| Risk-weighted assets | 602,469,000 | 623,009,000 | 622,040,000 | 630,128,000 |