Call reports 2016
HERITAGE BANK OF NEVADA — 2016
What HERITAGE BANK OF NEVADA reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 637,844,000 | 654,655,000 | 695,814,000 | 739,240,000 |
| Total loans | 480,626,000 | 500,078,000 | 507,351,000 | 514,324,000 |
| Allowance for loan losses | 8,751,000 | 8,895,000 | 8,931,000 | 8,694,000 |
| Securities available for sale | 97,564,000 | 98,944,000 | 108,887,000 | 106,525,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 556,397,000 | 573,087,000 | 610,957,000 | 653,452,000 |
| Interest-bearing deposits | 367,108,000 | 379,208,000 | 394,071,000 | 440,234,000 |
| Noninterest-bearing deposits | 189,289,000 | 193,879,000 | 216,885,000 | 213,218,000 |
| Equity capital | 75,206,000 | 77,068,000 | 79,974,000 | 81,261,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 6,807,000 | 13,935,000 | 21,189,000 | 28,556,000 |
| Interest expense | 225,000 | 456,000 | 699,000 | 969,000 |
| Net interest income | 6,582,000 | 13,479,000 | 20,490,000 | 27,587,000 |
| Noninterest income | 1,129,000 | 1,762,000 | 2,422,000 | 3,227,000 |
| Noninterest expense | 3,260,000 | 6,407,000 | 9,611,000 | 12,865,000 |
| Provision for loan losses | 21,000 | 96,000 | 96,000 | -171,000 |
| Pretax income | 4,430,000 | 8,733,000 | 13,200,000 | 18,115,000 |
| Income tax | 1,241,000 | 2,674,000 | 4,157,000 | 5,847,000 |
| Net income | 3,189,000 | 6,059,000 | 9,043,000 | 12,268,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,420,000 | 75,866,000 | 78,938,000 | 81,733,000 |
| Total capital | 80,994,000 | 82,779,000 | 86,078,000 | 89,074,000 |
| Risk-weighted assets | 523,582,000 | 550,838,000 | 569,134,000 | 585,615,000 |