Call reports 2014
HERITAGE BANK OF NEVADA — 2014
What HERITAGE BANK OF NEVADA reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 525,596,000 | 531,825,000 | 543,403,000 | 558,435,000 |
| Total loans | 392,853,000 | 403,928,000 | 406,551,000 | 418,254,000 |
| Allowance for loan losses | 8,984,000 | 9,300,000 | 9,182,000 | 9,233,000 |
| Securities available for sale | 85,491,000 | 82,322,000 | 86,222,000 | 93,945,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 459,483,000 | 465,019,000 | 479,565,000 | 492,392,000 |
| Interest-bearing deposits | 319,898,000 | 321,370,000 | 330,015,000 | 335,717,000 |
| Noninterest-bearing deposits | 139,585,000 | 143,648,000 | 149,549,000 | 156,676,000 |
| Equity capital | 56,995,000 | 57,915,000 | 60,133,000 | 62,722,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 5,590,000 | 11,429,000 | 17,423,000 | 23,628,000 |
| Interest expense | 234,000 | 467,000 | 701,000 | 930,000 |
| Net interest income | 5,356,000 | 10,962,000 | 16,722,000 | 22,698,000 |
| Noninterest income | 792,000 | 2,241,000 | 2,828,000 | 3,460,000 |
| Noninterest expense | 2,918,000 | 5,798,000 | 8,793,000 | 11,853,000 |
| Provision for loan losses | 375,000 | 750,000 | 1,000,000 | 1,000,000 |
| Pretax income | 2,855,000 | 6,655,000 | 9,774,000 | 13,329,000 |
| Income tax | 902,000 | 2,228,000 | 3,271,000 | 4,461,000 |
| Net income | 1,953,000 | 4,427,000 | 6,503,000 | 8,868,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,013,000 | 57,582,000 | 59,724,000 | 62,157,000 |
| Total capital | 62,144,000 | 62,921,000 | 65,026,000 | 67,647,000 |
| Risk-weighted assets | 406,507,000 | 423,008,000 | 420,090,000 | 435,258,000 |