Call reports 2013
HERITAGE BANK OF NEVADA — 2013
What HERITAGE BANK OF NEVADA reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 526,615,000 | 518,329,000 | 528,000,000 | 526,209,000 |
| Total loans | 327,587,000 | 336,066,000 | 374,615,000 | 379,501,000 |
| Allowance for loan losses | 7,489,000 | 7,920,000 | 8,639,000 | 8,633,000 |
| Securities available for sale | 81,976,000 | 83,722,000 | 80,961,000 | 86,857,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 471,430,000 | 462,559,000 | 470,717,000 | 468,501,000 |
| Interest-bearing deposits | 334,232,000 | 326,331,000 | 331,945,000 | 330,090,000 |
| Noninterest-bearing deposits | 137,198,000 | 136,228,000 | 138,772,000 | 138,411,000 |
| Equity capital | 51,375,000 | 52,277,000 | 53,389,000 | 54,498,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 5,248,000 | 10,570,000 | 16,111,000 | 21,784,000 |
| Interest expense | 316,000 | 596,000 | 862,000 | 1,111,000 |
| Net interest income | 4,932,000 | 9,974,000 | 15,249,000 | 20,673,000 |
| Noninterest income | 667,000 | 1,266,000 | 1,873,000 | 2,521,000 |
| Noninterest expense | 2,802,000 | 5,745,000 | 8,648,000 | 11,513,000 |
| Provision for loan losses | 562,000 | 1,188,000 | 1,838,000 | 2,638,000 |
| Pretax income | 2,235,000 | 4,307,000 | 6,636,000 | 9,038,000 |
| Income tax | 726,000 | 1,421,000 | 2,192,000 | 2,975,000 |
| Net income | 1,509,000 | 3,322,000 | 4,880,000 | 6,499,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,228,000 | 52,072,000 | 53,662,000 | 55,015,000 |
| Total capital | 54,393,000 | 56,376,000 | 58,436,000 | 59,901,000 |
| Risk-weighted assets | 330,059,000 | 340,574,000 | 377,924,000 | 387,386,000 |