Call reports 2012
HERITAGE BANK OF NEVADA — 2012
What HERITAGE BANK OF NEVADA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 507,636,000 | 506,802,000 | 524,289,000 | 531,973,000 |
| Total loans | 334,994,000 | 329,838,000 | 326,888,000 | 335,055,000 |
| Allowance for loan losses | 6,945,000 | 7,113,000 | 7,559,000 | 7,427,000 |
| Securities available for sale | 73,880,000 | 61,934,000 | 65,819,000 | 80,232,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 458,197,000 | 456,130,000 | 471,995,000 | 478,901,000 |
| Interest-bearing deposits | 350,760,000 | 343,636,000 | 344,118,000 | 343,070,000 |
| Noninterest-bearing deposits | 107,437,000 | 112,494,000 | 127,877,000 | 135,831,000 |
| Equity capital | 46,267,000 | 47,606,000 | 48,941,000 | 49,953,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,471,000 | 10,934,000 | 16,437,000 | 21,850,000 |
| Interest expense | 492,000 | 945,000 | 1,352,000 | 1,717,000 |
| Net interest income | 4,979,000 | 9,989,000 | 15,085,000 | 20,133,000 |
| Noninterest income | 550,000 | 1,148,000 | 1,769,000 | 2,414,000 |
| Noninterest expense | 2,579,000 | 5,783,000 | 8,810,000 | 12,000,000 |
| Provision for loan losses | 1,065,000 | 2,040,000 | 2,892,000 | 3,613,000 |
| Pretax income | 1,885,000 | 3,313,000 | 5,266,000 | 7,048,000 |
| Income tax | 612,000 | 927,000 | 1,560,000 | 2,142,000 |
| Net income | 1,273,000 | 2,386,000 | 3,706,000 | 4,906,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,214,000 | 46,217,000 | 47,573,000 | 48,695,000 |
| Total capital | 49,290,000 | 50,261,000 | 51,644,000 | 52,924,000 |
| Risk-weighted assets | 323,768,000 | 319,905,000 | 322,410,000 | 334,998,000 |