Call reports 2011
HERITAGE BANK OF NEVADA — 2011
What HERITAGE BANK OF NEVADA reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 454,219,000 | 453,721,000 | 479,980,000 | 489,732,000 |
| Total loans | 314,897,000 | 327,974,000 | 323,650,000 | 329,325,000 |
| Allowance for loan losses | 6,091,000 | 5,956,000 | 6,732,000 | 6,220,000 |
| Securities available for sale | 72,618,000 | 74,240,000 | 65,774,000 | 69,827,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 407,343,000 | 408,265,000 | 431,980,000 | 441,744,000 |
| Interest-bearing deposits | 321,419,000 | 314,081,000 | 321,595,000 | 336,210,000 |
| Noninterest-bearing deposits | 85,924,000 | 94,184,000 | 110,385,000 | 105,534,000 |
| Equity capital | 44,256,000 | 43,364,000 | 45,343,000 | 45,159,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 5,567,000 | 11,235,000 | 16,855,000 | 22,421,000 |
| Interest expense | 620,000 | 1,203,000 | 1,770,000 | 2,300,000 |
| Net interest income | 4,947,000 | 10,032,000 | 15,085,000 | 20,121,000 |
| Noninterest income | 381,000 | 797,000 | 1,216,000 | 1,113,000 |
| Noninterest expense | 2,437,000 | 4,931,000 | 7,467,000 | 10,936,000 |
| Provision for loan losses | 993,000 | 2,093,000 | 3,103,000 | 4,426,000 |
| Pretax income | 1,918,000 | 3,878,000 | 5,859,000 | 6,000,000 |
| Income tax | 650,000 | 1,378,000 | 2,069,000 | 1,974,000 |
| Net income | 1,268,000 | 2,500,000 | 3,790,000 | 4,026,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,473,000 | 42,732,000 | 44,047,000 | 43,917,000 |
| Total capital | 48,323,000 | 46,695,000 | 48,041,000 | 47,930,000 |
| Risk-weighted assets | 305,534,000 | 314,476,000 | 316,931,000 | 321,017,000 |