Call reports 2004
HERITAGE BANK OF NEVADA — 2004
What HERITAGE BANK OF NEVADA reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 162,586,000 | 178,234,000 | 189,995,000 | 197,545,000 |
| Total loans | 119,878,000 | 131,707,000 | 141,713,000 | 157,072,000 |
| Allowance for loan losses | 1,289,000 | 1,429,000 | 1,611,000 | 1,806,000 |
| Securities available for sale | 24,120,000 | 24,599,000 | 24,436,000 | 22,296,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,153,000 | 162,877,000 | 173,665,000 | 176,650,000 |
| Interest-bearing deposits | 97,059,000 | 107,686,000 | 108,397,000 | 115,000,000 |
| Noninterest-bearing deposits | 50,094,000 | 55,191,000 | 65,268,000 | 61,650,000 |
| Equity capital | 14,961,000 | 14,963,000 | 15,906,000 | 20,303,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,097,000 | 4,363,000 | 6,842,000 | 9,603,000 |
| Interest expense | 331,000 | 685,000 | 1,052,000 | 1,454,000 |
| Net interest income | 1,766,000 | 3,678,000 | 5,790,000 | 8,149,000 |
| Noninterest income | 196,000 | 414,000 | 663,000 | 937,000 |
| Noninterest expense | 1,238,000 | 2,548,000 | 3,842,000 | 5,489,000 |
| Provision for loan losses | 120,000 | 260,000 | 440,000 | 640,000 |
| Pretax income | 649,000 | 1,358,000 | 2,254,000 | 3,043,000 |
| Income tax | 250,000 | 447,000 | 743,000 | 996,000 |
| Net income | 399,000 | 911,000 | 1,511,000 | 2,047,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,760,000 | 15,231,000 | 15,889,000 | 20,392,000 |
| Total capital | 16,109,000 | 16,730,000 | 17,570,000 | 22,268,000 |
| Risk-weighted assets | 122,977,000 | 136,628,000 | 146,140,000 | 161,286,000 |
Machine access — free, no API key
Every figure shown here about HERITAGE BANK OF NEVADA — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.