Call reports 2003
HERITAGE BANK OF NEVADA — 2003
What HERITAGE BANK OF NEVADA reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 123,085,000 | 133,294,000 | 140,968,000 | 159,118,000 |
| Total loans | 80,758,000 | 89,222,000 | 93,129,000 | 106,881,000 |
| Allowance for loan losses | 973,000 | 999,000 | 1,065,000 | 1,171,000 |
| Securities available for sale | 18,958,000 | 20,888,000 | 23,678,000 | 26,388,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,107,000 | 123,803,000 | 131,316,000 | 144,217,000 |
| Interest-bearing deposits | 80,216,000 | 86,181,000 | 90,946,000 | 97,560,000 |
| Noninterest-bearing deposits | 33,891,000 | 37,622,000 | 40,370,000 | 46,657,000 |
| Equity capital | 8,738,000 | 9,187,000 | 9,207,000 | 14,464,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,604,000 | 3,267,000 | 5,017,000 | 7,011,000 |
| Interest expense | 353,000 | 716,000 | 1,057,000 | 1,402,000 |
| Net interest income | 1,251,000 | 2,551,000 | 3,960,000 | 5,609,000 |
| Noninterest income | 184,000 | 382,000 | 574,000 | 789,000 |
| Noninterest expense | 1,028,000 | 2,109,000 | 3,231,000 | 4,557,000 |
| Provision for loan losses | 65,000 | 90,000 | 160,000 | 260,000 |
| Pretax income | 348,000 | 763,000 | 1,177,000 | 1,631,000 |
| Income tax | 103,000 | 235,000 | 370,000 | 517,000 |
| Net income | 245,000 | 528,000 | 807,000 | 1,114,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,602,000 | 8,885,000 | 9,164,000 | 14,371,000 |
| Total capital | 9,575,000 | 9,934,000 | 10,279,000 | 15,602,000 |
| Risk-weighted assets | 85,227,000 | 93,753,000 | 97,883,000 | 113,490,000 |
Machine access — free, no API key
Every figure shown here about HERITAGE BANK OF NEVADA — 2003 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.