Call reports 2019
FIRST STATE BANK — 2019
What FIRST STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 50,971,000 | 48,767,000 | 49,671,000 | 59,778,000 |
| Total loans | 30,628,000 | 28,711,000 | 30,858,000 | 27,003,000 |
| Allowance for loan losses | 364,000 | 356,000 | 410,000 | 417,000 |
| Securities available for sale | 11,449,000 | 9,592,000 | 11,634,000 | 17,154,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,800,000 | 43,329,000 | 44,056,000 | 54,501,000 |
| Interest-bearing deposits | 31,816,000 | 29,747,000 | 30,382,000 | 33,806,000 |
| Noninterest-bearing deposits | 13,985,000 | 13,582,000 | 13,674,000 | 20,694,000 |
| Equity capital | 4,751,000 | 4,961,000 | 5,078,000 | 4,902,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 564,000 | 1,126,000 | 1,685,000 | 2,256,000 |
| Interest expense | 27,000 | 54,000 | 73,000 | 94,000 |
| Net interest income | 537,000 | 1,072,000 | 1,612,000 | 2,162,000 |
| Noninterest income | 63,000 | 133,000 | 196,000 | 260,000 |
| Noninterest expense | 393,000 | 812,000 | 1,214,000 | 1,697,000 |
| Provision for loan losses | 0 | 0 | 55,000 | 80,000 |
| Pretax income | 203,000 | 389,000 | 535,000 | 807,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 203,000 | 389,000 | 535,000 | 807,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,712,000 | 4,799,000 | 4,941,000 | 4,857,000 |
| Total capital | 5,076,000 | 5,155,000 | 5,336,000 | 5,274,000 |
| Risk-weighted assets | 39,125,000 | 37,856,000 | 31,581,000 | 42,127,000 |