Call reports 2018
FIRST STATE BANK — 2018
What FIRST STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 49,490,000 | 48,422,000 | 47,843,000 | 51,387,000 |
| Total loans | 26,554,000 | 26,019,000 | 31,022,000 | 30,613,000 |
| Allowance for loan losses | 291,000 | 312,000 | 338,000 | 364,000 |
| Securities available for sale | 18,863,000 | 16,031,000 | 12,850,000 | 12,209,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,683,000 | 43,493,000 | 42,761,000 | 46,581,000 |
| Interest-bearing deposits | 31,296,000 | 29,977,000 | 29,339,000 | 32,320,000 |
| Noninterest-bearing deposits | 13,387,000 | 13,515,000 | 13,423,000 | 14,261,000 |
| Equity capital | 4,412,000 | 4,465,000 | 4,560,000 | 4,441,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 496,000 | 1,018,000 | 1,524,000 | 2,087,000 |
| Interest expense | 10,000 | 26,000 | 37,000 | 58,000 |
| Net interest income | 486,000 | 992,000 | 1,487,000 | 2,029,000 |
| Noninterest income | 62,000 | 124,000 | 192,000 | 260,000 |
| Noninterest expense | 383,000 | 764,000 | 1,160,000 | 1,601,000 |
| Provision for loan losses | 0 | 20,000 | 45,000 | 70,000 |
| Pretax income | 165,000 | 367,000 | 506,000 | 650,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 165,000 | 367,000 | 506,000 | 650,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,363,000 | 4,353,000 | 4,707,000 | 4,516,000 |
| Total capital | 4,654,000 | 4,665,000 | 5,045,000 | 4,880,000 |
| Risk-weighted assets | 28,762,000 | 26,412,000 | 33,512,000 | 44,827,000 |