Call reports 2016
FIRST STATE BANK — 2016
What FIRST STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 49,272,000 | 48,133,000 | 46,732,000 | 49,893,000 |
| Total loans | 24,053,000 | 24,755,000 | 24,665,000 | 24,935,000 |
| Allowance for loan losses | 275,000 | 276,000 | 283,000 | 291,000 |
| Securities available for sale | 21,185,000 | 19,047,000 | 17,877,000 | 19,073,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,529,000 | 43,067,000 | 41,621,000 | 45,419,000 |
| Interest-bearing deposits | 32,934,000 | 31,728,000 | 30,264,000 | 33,251,000 |
| Noninterest-bearing deposits | 11,595,000 | 11,339,000 | 11,357,000 | 12,169,000 |
| Equity capital | 4,401,000 | 4,657,000 | 4,653,000 | 4,160,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 418,000 | 858,000 | 1,283,000 | 1,716,000 |
| Interest expense | 14,000 | 27,000 | 41,000 | 56,000 |
| Net interest income | 404,000 | 831,000 | 1,242,000 | 1,660,000 |
| Noninterest income | 56,000 | 109,000 | 173,000 | 237,000 |
| Noninterest expense | 373,000 | 753,000 | 1,128,000 | 1,520,000 |
| Provision for loan losses | 29,000 | 31,000 | 40,000 | 55,000 |
| Pretax income | 89,000 | 207,000 | 322,000 | 397,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 89,000 | 207,000 | 322,000 | 397,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,151,000 | 4,195,000 | 4,265,000 | 4,131,000 |
| Total capital | 4,426,000 | 4,471,000 | 4,548,000 | 4,422,000 |
| Risk-weighted assets | 28,550,000 | 28,754,000 | 28,506,000 | 28,639,000 |