Call reports 2015
FIRST STATE BANK — 2015
What FIRST STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 50,589,000 | 48,394,000 | 48,381,000 | 48,915,000 |
| Total loans | 19,719,000 | 20,695,000 | 20,641,000 | 21,655,000 |
| Allowance for loan losses | 232,000 | 227,000 | 226,000 | 252,000 |
| Securities available for sale | 25,095,000 | 23,068,000 | 19,306,000 | 19,895,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,888,000 | 43,693,000 | 43,486,000 | 44,395,000 |
| Interest-bearing deposits | 32,669,000 | 31,023,000 | 31,274,000 | 32,450,000 |
| Noninterest-bearing deposits | 13,219,000 | 12,670,000 | 12,212,000 | 11,944,000 |
| Equity capital | 4,407,000 | 4,341,000 | 4,487,000 | 4,226,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 398,000 | 800,000 | 1,202,000 | 1,598,000 |
| Interest expense | 10,000 | 20,000 | 31,000 | 43,000 |
| Net interest income | 388,000 | 780,000 | 1,171,000 | 1,555,000 |
| Noninterest income | 53,000 | 110,000 | 170,000 | 226,000 |
| Noninterest expense | 343,000 | 698,000 | 1,064,000 | 1,392,000 |
| Provision for loan losses | 0 | 0 | 0 | 22,000 |
| Pretax income | 111,000 | 205,000 | 383,000 | 458,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 111,000 | 205,000 | 383,000 | 458,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,047,000 | 4,107,000 | 4,194,000 | 4,064,000 |
| Total capital | 4,279,000 | 4,334,000 | 4,420,000 | 4,316,000 |
| Risk-weighted assets | 25,410,000 | 25,565,000 | 25,518,000 | 27,000,000 |