Call reports 2026
FARMERS & MERCHANTS STATE BANK OF SPRINGFIELD — 2026
What FARMERS & MERCHANTS STATE BANK OF SPRINGFIELD reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 141,423,000 | 139,772,000 |
| Total loans | 91,562,000 | 88,936,000 |
| Allowance for loan losses | 1,548,000 | 1,548,000 |
| Securities available for sale | 33,548,000 | 33,490,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 122,506,000 | 120,655,000 |
| Interest-bearing deposits | 100,818,000 | 99,304,000 |
| Noninterest-bearing deposits | 21,688,000 | 21,351,000 |
| Equity capital | 11,816,000 | 11,985,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,729,000 | 3,550,000 |
| Interest expense | 410,000 | 846,000 |
| Net interest income | 1,319,000 | 2,704,000 |
| Noninterest income | 49,000 | 114,000 |
| Noninterest expense | 833,000 | 1,737,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 508,000 | 1,093,000 |
| Income tax | 92,000 | 151,000 |
| Net income | 416,000 | 942,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 12,024,000 | 12,255,000 |
| Total capital | 13,062,000 | 13,267,000 |
| Risk-weighted assets | 82,588,000 | 80,466,000 |