Call reports 2022
FARMERS & MERCHANTS STATE BANK OF SPRINGFIELD — 2022
What FARMERS & MERCHANTS STATE BANK OF SPRINGFIELD reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 142,932,000 | 140,438,000 | 137,795,000 | 147,269,000 |
| Total loans | 73,397,000 | 74,249,000 | 76,127,000 | 78,150,000 |
| Allowance for loan losses | 1,310,000 | 1,310,000 | 1,310,000 | 1,311,000 |
| Securities available for sale | 46,225,000 | 47,716,000 | 45,144,000 | 46,389,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,378,000 | 125,209,000 | 123,175,000 | 132,292,000 |
| Interest-bearing deposits | 104,487,000 | 103,364,000 | 100,561,000 | 103,031,000 |
| Noninterest-bearing deposits | 22,891,000 | 21,845,000 | 22,614,000 | 29,261,000 |
| Equity capital | 8,639,000 | 8,298,000 | 7,684,000 | 8,262,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 943,000 | 1,916,000 | 3,067,000 | 4,351,000 |
| Interest expense | 104,000 | 155,000 | 239,000 | 366,000 |
| Net interest income | 839,000 | 1,761,000 | 2,828,000 | 3,985,000 |
| Noninterest income | 34,000 | 83,000 | 158,000 | 172,000 |
| Noninterest expense | 686,000 | 1,429,000 | 2,227,000 | 3,089,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 177,000 | 394,000 | 742,000 | 1,059,000 |
| Income tax | 28,000 | 47,000 | 85,000 | 107,000 |
| Net income | 149,000 | 347,000 | 657,000 | 952,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,278,000 | 10,362,000 | 10,579,000 | 10,788,000 |
| Total capital | 11,129,000 | 11,221,000 | 11,449,000 | 11,679,000 |
| Risk-weighted assets | 67,618,000 | 68,303,000 | 69,169,000 | 70,881,000 |