Call reports 2019
FARMERS & MERCHANTS STATE BANK OF SPRINGFIELD — 2019
What FARMERS & MERCHANTS STATE BANK OF SPRINGFIELD reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 119,238,000 | 118,325,000 | 119,788,000 | 126,237,000 |
| Total loans | 89,159,000 | 82,327,000 | 83,035,000 | 88,150,000 |
| Allowance for loan losses | 1,097,000 | 1,127,000 | 1,157,000 | 1,186,000 |
| Securities available for sale | 17,248,000 | 17,356,000 | 16,571,000 | 19,140,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,294,000 | 98,847,000 | 100,208,000 | 106,534,000 |
| Interest-bearing deposits | 86,914,000 | 85,058,000 | 83,846,000 | 90,112,000 |
| Noninterest-bearing deposits | 13,380,000 | 13,789,000 | 16,362,000 | 16,422,000 |
| Equity capital | 9,951,000 | 10,302,000 | 10,480,000 | 10,650,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,324,000 | 2,661,000 | 3,963,000 | 5,277,000 |
| Interest expense | 225,000 | 469,000 | 711,000 | 978,000 |
| Net interest income | 1,099,000 | 2,192,000 | 3,252,000 | 4,299,000 |
| Noninterest income | 46,000 | 327,000 | 356,000 | 402,000 |
| Noninterest expense | 748,000 | 1,567,000 | 2,373,000 | 3,209,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 367,000 | 892,000 | 1,145,000 | 1,372,000 |
| Income tax | 0 | 36,000 | 36,000 | 36,000 |
| Net income | 367,000 | 856,000 | 1,109,000 | 1,336,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,054,000 | 10,301,000 | 10,466,000 | 10,629,000 |
| Total capital | 11,151,000 | 11,345,000 | 11,499,000 | 11,720,000 |
| Risk-weighted assets | 92,213,000 | 83,435,000 | 82,546,000 | 87,205,000 |