Call reports 2012
FARMERS & MERCHANTS STATE BANK OF SPRINGFIELD — 2012
What FARMERS & MERCHANTS STATE BANK OF SPRINGFIELD reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 111,000,000 | 114,136,000 | 117,851,000 | 122,775,000 |
| Total loans | 71,354,000 | 70,421,000 | 67,823,000 | 79,754,000 |
| Allowance for loan losses | 815,000 | 779,000 | 779,000 | 716,000 |
| Securities available for sale | 15,568,000 | 18,812,000 | 20,773,000 | 23,379,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,446,000 | 90,775,000 | 94,402,000 | 99,559,000 |
| Interest-bearing deposits | 78,703,000 | 80,724,000 | 81,984,000 | 83,156,000 |
| Noninterest-bearing deposits | 10,743,000 | 10,051,000 | 12,418,000 | 16,403,000 |
| Equity capital | 8,611,000 | 8,635,000 | 8,734,000 | 8,825,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,124,000 | 2,238,000 | 3,314,000 | 4,357,000 |
| Interest expense | 242,000 | 466,000 | 681,000 | 888,000 |
| Net interest income | 882,000 | 1,772,000 | 2,633,000 | 3,469,000 |
| Noninterest income | 69,000 | 157,000 | 236,000 | 320,000 |
| Noninterest expense | 748,000 | 1,546,000 | 2,347,000 | 3,100,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 203,000 | 383,000 | 522,000 | 689,000 |
| Income tax | 2,000 | 29,000 | 75,000 | 126,000 |
| Net income | 201,000 | 354,000 | 447,000 | 563,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,377,000 | 8,456,000 | 8,550,000 | 8,665,000 |
| Total capital | 9,192,000 | 9,235,000 | 9,329,000 | 9,381,000 |
| Risk-weighted assets | 76,552,000 | 76,435,000 | 76,405,000 | 87,430,000 |