Call reports 2011
FARMERS & MERCHANTS STATE BANK OF SPRINGFIELD — 2011
What FARMERS & MERCHANTS STATE BANK OF SPRINGFIELD reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 107,849,000 | 106,954,000 | 109,984,000 | 114,497,000 |
| Total loans | 76,326,000 | 67,751,000 | 69,363,000 | 74,892,000 |
| Allowance for loan losses | 770,000 | 801,000 | 801,000 | 797,000 |
| Securities available for sale | 16,034,000 | 15,182,000 | 16,508,000 | 15,407,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,409,000 | 85,965,000 | 88,174,000 | 93,035,000 |
| Interest-bearing deposits | 76,922,000 | 75,100,000 | 76,798,000 | 80,819,000 |
| Noninterest-bearing deposits | 10,487,000 | 10,865,000 | 11,376,000 | 12,216,000 |
| Equity capital | 8,519,000 | 8,662,000 | 8,785,000 | 8,864,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,220,000 | 2,390,000 | 3,503,000 | 4,612,000 |
| Interest expense | 319,000 | 619,000 | 902,000 | 1,170,000 |
| Net interest income | 901,000 | 1,771,000 | 2,601,000 | 3,442,000 |
| Noninterest income | 122,000 | 217,000 | 305,000 | 400,000 |
| Noninterest expense | 797,000 | 1,551,000 | 2,319,000 | 3,141,000 |
| Provision for loan losses | 20,000 | 50,000 | 50,000 | 50,000 |
| Pretax income | 206,000 | 387,000 | 537,000 | 651,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 204,000 | 385,000 | 535,000 | 649,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,457,000 | 8,397,000 | 8,504,000 | 8,618,000 |
| Total capital | 9,227,000 | 9,198,000 | 9,305,000 | 9,415,000 |
| Risk-weighted assets | 80,332,000 | 72,925,000 | 74,778,000 | 80,251,000 |