Call reports 2025
STATE SAVINGS BANK — 2025
What STATE SAVINGS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 |
|---|---|---|---|
| Total assets | 82,192,000 | 80,458,000 | 82,038,000 |
| Total loans | 61,596,000 | 63,542,000 | 62,140,000 |
| Allowance for loan losses | 1,034,000 | 1,034,000 | 1,034,000 |
| Securities available for sale | 2,476,000 | 1,985,000 | 1,243,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 69,599,000 | 67,429,000 | 68,442,000 |
| Interest-bearing deposits | 62,256,000 | 62,449,000 | 62,954,000 |
| Noninterest-bearing deposits | 7,343,000 | 4,980,000 | 5,488,000 |
| Equity capital | 11,577,000 | 11,930,000 | 12,318,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 |
|---|---|---|---|
| Interest income | 1,270,000 | 2,623,000 | 3,987,000 |
| Interest expense | 608,000 | 1,219,000 | 1,821,000 |
| Net interest income | 662,000 | 1,404,000 | 2,166,000 |
| Noninterest income | 13,000 | 28,000 | 43,000 |
| Noninterest expense | 269,000 | 551,000 | 815,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 406,000 | 881,000 | 1,394,000 |
| Income tax | 99,000 | 223,000 | 350,000 |
| Net income | 307,000 | 658,000 | 1,044,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 |
|---|---|---|---|
| Tier 1 capital | 11,585,000 | 11,936,000 | 12,322,000 |