Call reports 2024
STATE SAVINGS BANK — 2024
What STATE SAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 79,617,000 | 80,108,000 | 80,931,000 | 80,716,000 |
| Total loans | 60,749,000 | 59,190,000 | 59,200,000 | 58,108,000 |
| Allowance for loan losses | 1,125,000 | 1,125,000 | 1,125,000 | 1,094,000 |
| Securities available for sale | 3,750,000 | 3,419,000 | 3,742,000 | 2,209,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,951,000 | 67,899,000 | 68,018,000 | 68,439,000 |
| Interest-bearing deposits | 61,451,000 | 62,031,000 | 61,515,000 | 60,133,000 |
| Noninterest-bearing deposits | 6,500,000 | 5,868,000 | 6,503,000 | 8,306,000 |
| Equity capital | 10,801,000 | 11,180,000 | 11,574,000 | 11,261,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,253,000 | 2,589,000 | 3,975,000 | 5,295,000 |
| Interest expense | 560,000 | 1,169,000 | 1,824,000 | 2,469,000 |
| Net interest income | 693,000 | 1,420,000 | 2,151,000 | 2,826,000 |
| Noninterest income | 12,000 | 24,000 | 38,000 | 53,000 |
| Noninterest expense | 271,000 | 529,000 | 796,000 | 1,190,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 434,000 | 915,000 | 1,393,000 | 1,689,000 |
| Income tax | 106,000 | 224,000 | 341,000 | 413,000 |
| Net income | 328,000 | 691,000 | 1,052,000 | 1,276,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,876,000 | 11,238,000 | 11,600,000 | 11,278,000 |