Call reports 2022
STATE SAVINGS BANK — 2022
What STATE SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 83,681,000 | 78,314,000 | 76,996,000 | 78,832,000 |
| Total loans | 50,590,000 | 49,893,000 | 51,719,000 | 55,082,000 |
| Allowance for loan losses | 942,000 | 1,113,000 | 1,112,000 | 1,112,000 |
| Securities available for sale | 9,170,000 | 11,101,000 | 10,941,000 | 10,727,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,118,000 | 68,531,000 | 66,915,000 | 63,159,000 |
| Interest-bearing deposits | 59,699,000 | 59,590,000 | 58,121,000 | 54,316,000 |
| Noninterest-bearing deposits | 14,419,000 | 8,941,000 | 8,794,000 | 8,843,000 |
| Equity capital | 9,361,000 | 9,591,000 | 9,763,000 | 9,581,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 659,000 | 1,338,000 | 2,146,000 | 3,090,000 |
| Interest expense | 120,000 | 242,000 | 414,000 | 637,000 |
| Net interest income | 539,000 | 1,096,000 | 1,732,000 | 2,453,000 |
| Noninterest income | 12,000 | 103,000 | 118,000 | 128,000 |
| Noninterest expense | 235,000 | 479,000 | 731,000 | 1,024,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 316,000 | 720,000 | 1,119,000 | 1,557,000 |
| Income tax | 79,000 | 179,000 | 279,000 | 387,000 |
| Net income | 237,000 | 541,000 | 840,000 | 1,170,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,481,000 | 9,785,000 | 10,084,000 | 9,868,000 |
| Total capital | 10,205,000 | 10,485,000 | 10,796,000 | — |
| Risk-weighted assets | 57,712,000 | 55,598,000 | 56,566,000 | — |