Call reports 2017
STATE SAVINGS BANK — 2017
What STATE SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 71,354,000 | 71,234,000 | 70,250,000 | 73,200,000 |
| Total loans | 61,634,000 | 61,563,000 | 61,938,000 | 62,866,000 |
| Allowance for loan losses | 856,000 | 656,000 | 656,000 | 756,000 |
| Securities available for sale | 3,485,000 | 3,121,000 | 3,036,000 | 3,470,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,781,000 | 62,983,000 | 61,551,000 | 64,415,000 |
| Interest-bearing deposits | 56,254,000 | 58,257,000 | 56,693,000 | 56,877,000 |
| Noninterest-bearing deposits | 5,527,000 | 4,726,000 | 4,858,000 | 7,538,000 |
| Equity capital | 7,762,000 | 7,817,000 | 8,068,000 | 8,159,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 714,000 | 1,406,000 | 2,200,000 | 2,989,000 |
| Interest expense | 171,000 | 362,000 | 558,000 | 758,000 |
| Net interest income | 543,000 | 1,044,000 | 1,642,000 | 2,231,000 |
| Noninterest income | 13,000 | 25,000 | 38,000 | 51,000 |
| Noninterest expense | 213,000 | 435,000 | 650,000 | 1,035,000 |
| Provision for loan losses | 100,000 | 300,000 | 300,000 | 400,000 |
| Pretax income | 243,000 | 334,000 | 730,000 | 847,000 |
| Income tax | 85,000 | 119,000 | 264,000 | 276,000 |
| Net income | 158,000 | 215,000 | 466,000 | 571,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,754,000 | 7,812,000 | 8,063,000 | 8,167,000 |
| Total capital | 8,573,000 | 8,468,000 | 8,719,000 | 8,923,000 |
| Risk-weighted assets | 65,525,000 | 66,072,000 | 66,362,000 | 68,023,000 |