Call reports 2025
PORT RICHMOND SAVINGS — 2025
What PORT RICHMOND SAVINGS reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 98,835,000 | 96,449,000 | 98,702,000 | 97,630,000 |
| Total loans | 88,101,000 | 86,483,000 | 86,710,000 | 86,882,000 |
| Allowance for loan losses | 1,046,000 | 1,045,000 | 1,046,000 | 1,040,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,823,000 | 58,255,000 | 59,617,000 | 59,684,000 |
| Interest-bearing deposits | 48,797,000 | 46,624,000 | 46,283,000 | 47,316,000 |
| Noninterest-bearing deposits | 12,026,000 | 11,631,000 | 13,334,000 | 12,368,000 |
| Equity capital | 20,330,000 | 20,965,000 | 21,654,000 | 20,688,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,534,000 | 3,032,000 | 4,573,000 | 6,113,000 |
| Interest expense | 392,000 | 782,000 | 1,180,000 | 1,571,000 |
| Net interest income | 1,142,000 | 2,250,000 | 3,393,000 | 4,542,000 |
| Noninterest income | 31,000 | 73,000 | 105,000 | 130,000 |
| Noninterest expense | 395,000 | 861,000 | 1,294,000 | 3,335,000 |
| Provision for loan losses | 7,000 | 5,000 | 7,000 | 1,000 |
| Pretax income | 771,000 | 1,457,000 | 2,197,000 | 1,336,000 |
| Income tax | 51,000 | 102,000 | 153,000 | 258,000 |
| Net income | 720,000 | 1,355,000 | 2,044,000 | 1,078,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,330,000 | 20,965,000 | 21,654,000 | 20,688,000 |