Call reports 2024
PORT RICHMOND SAVINGS — 2024
What PORT RICHMOND SAVINGS reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 99,797,000 | 97,089,000 | 95,186,000 | 98,599,000 |
| Total loans | 87,518,000 | 89,471,000 | 88,590,000 | 89,643,000 |
| Allowance for loan losses | 998,000 | 1,027,000 | 1,033,000 | 1,039,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,575,000 | 59,679,000 | 56,882,000 | 59,514,000 |
| Interest-bearing deposits | 52,275,000 | 51,609,000 | 47,939,000 | 51,822,000 |
| Noninterest-bearing deposits | 10,300,000 | 8,070,000 | 8,943,000 | 7,692,000 |
| Equity capital | 19,402,000 | 20,055,000 | 20,773,000 | 19,610,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,601,000 | 3,133,000 | 4,672,000 | 6,201,000 |
| Interest expense | 350,000 | 701,000 | 1,075,000 | 1,426,000 |
| Net interest income | 1,251,000 | 2,432,000 | 3,597,000 | 4,775,000 |
| Noninterest income | 31,000 | 65,000 | 94,000 | 123,000 |
| Noninterest expense | 462,000 | 944,000 | 1,363,000 | 3,548,000 |
| Provision for loan losses | 24,000 | 53,000 | 59,000 | 65,000 |
| Pretax income | 796,000 | 1,500,000 | 2,269,000 | 1,285,000 |
| Income tax | 51,000 | 102,000 | 153,000 | 332,000 |
| Net income | 745,000 | 1,398,000 | 2,116,000 | 953,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,402,000 | 20,055,000 | 20,773,000 | 19,610,000 |