Call reports 2023
PORT RICHMOND SAVINGS — 2023
What PORT RICHMOND SAVINGS reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 102,229,000 | 101,719,000 | 99,721,000 | 101,460,000 |
| Total loans | 84,905,000 | 87,597,000 | 84,022,000 | 89,371,000 |
| Allowance for loan losses | 953,000 | 978,000 | 988,000 | 974,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 10,897,000 | 8,983,000 | 3,932,000 | 1,974,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,100,000 | 60,553,000 | 60,809,000 | 61,836,000 |
| Interest-bearing deposits | 56,386,000 | 53,384,000 | 51,523,000 | 52,997,000 |
| Noninterest-bearing deposits | 7,714,000 | 7,169,000 | 9,286,000 | 8,839,000 |
| Equity capital | 18,295,000 | 18,836,000 | 19,497,000 | 18,657,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,418,000 | 2,900,000 | 4,386,000 | 5,964,000 |
| Interest expense | 288,000 | 631,000 | 972,000 | 1,318,000 |
| Net interest income | 1,130,000 | 2,269,000 | 3,414,000 | 4,646,000 |
| Noninterest income | 26,000 | 50,000 | 78,000 | 108,000 |
| Noninterest expense | 441,000 | 986,000 | 1,437,000 | 3,451,000 |
| Provision for loan losses | 12,000 | 37,000 | 47,000 | 33,000 |
| Pretax income | 703,000 | 1,296,000 | 2,008,000 | 1,270,000 |
| Income tax | 51,000 | 102,000 | 153,000 | 255,000 |
| Net income | 652,000 | 1,194,000 | 1,855,000 | 1,015,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,295,000 | 18,836,000 | 19,497,000 | 18,657,000 |