Call reports 2022
PORT RICHMOND SAVINGS — 2022
What PORT RICHMOND SAVINGS reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 105,048,000 | 105,723,000 | 106,045,000 | 103,572,000 |
| Total loans | 77,064,000 | 81,349,000 | 85,799,000 | 83,856,000 |
| Allowance for loan losses | 714,000 | 747,000 | 756,000 | 814,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 10,764,000 | 12,818,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,273,000 | 68,795,000 | 68,519,000 | 65,422,000 |
| Interest-bearing deposits | 54,782,000 | 54,718,000 | 54,842,000 | 56,421,000 |
| Noninterest-bearing deposits | 13,491,000 | 14,077,000 | 13,677,000 | 9,001,000 |
| Equity capital | 17,115,000 | 17,613,000 | 18,139,000 | 17,769,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,037,000 | 2,163,000 | 3,439,000 | 4,838,000 |
| Interest expense | 194,000 | 389,000 | 616,000 | 818,000 |
| Net interest income | 843,000 | 1,774,000 | 2,823,000 | 4,020,000 |
| Noninterest income | 36,000 | 77,000 | 113,000 | 141,000 |
| Noninterest expense | 385,000 | 776,000 | 1,274,000 | 2,675,000 |
| Provision for loan losses | -4,000 | 28,000 | 38,000 | 95,000 |
| Pretax income | 498,000 | 1,047,000 | 1,624,000 | 1,391,000 |
| Income tax | 51,000 | 102,000 | 153,000 | 290,000 |
| Net income | 447,000 | 945,000 | 1,471,000 | 1,101,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,115,000 | 17,613,000 | 18,139,000 | 17,769,000 |