Call reports 2021
PORT RICHMOND SAVINGS — 2021
What PORT RICHMOND SAVINGS reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 97,724,000 | 97,105,000 | 97,433,000 | 103,445,000 |
| Total loans | 91,115,000 | 83,880,000 | 78,850,000 | 77,952,000 |
| Allowance for loan losses | 733,000 | 732,000 | 731,000 | 718,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,132,000 | 60,762,000 | 60,279,000 | 65,910,000 |
| Interest-bearing deposits | 50,616,000 | 50,812,000 | 50,441,000 | 52,031,000 |
| Noninterest-bearing deposits | 8,515,000 | 9,950,000 | 9,839,000 | 13,880,000 |
| Equity capital | 16,429,000 | 16,987,000 | 17,625,000 | 16,668,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,265,000 | 2,495,000 | 3,785,000 | 4,929,000 |
| Interest expense | 220,000 | 418,000 | 615,000 | 810,000 |
| Net interest income | 1,045,000 | 2,077,000 | 3,170,000 | 4,119,000 |
| Noninterest income | 37,000 | 95,000 | 147,000 | 192,000 |
| Noninterest expense | 475,000 | 958,000 | 1,414,000 | 3,259,000 |
| Provision for loan losses | -33,000 | -34,000 | -35,000 | -48,000 |
| Pretax income | 640,000 | 1,248,000 | 1,938,000 | 1,100,000 |
| Income tax | 56,000 | 107,000 | 158,000 | 277,000 |
| Net income | 584,000 | 1,141,000 | 1,780,000 | 823,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,429,000 | 16,987,000 | 17,626,000 | 16,668,000 |