Call reports 2020
PORT RICHMOND SAVINGS — 2020
What PORT RICHMOND SAVINGS reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 84,674,000 | 99,453,000 | 101,146,000 | 98,425,000 |
| Total loans | 80,709,000 | 93,527,000 | 95,851,000 | 93,131,000 |
| Allowance for loan losses | 619,000 | 705,000 | 729,000 | 766,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,621,000 | 51,266,000 | 52,072,000 | 53,730,000 |
| Interest-bearing deposits | 41,665,000 | 44,076,000 | 45,336,000 | 46,190,000 |
| Noninterest-bearing deposits | 4,956,000 | 7,189,000 | 6,736,000 | 7,539,000 |
| Equity capital | 15,287,000 | 15,691,000 | 15,963,000 | 15,845,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,096,000 | 2,274,000 | 3,333,000 | 5,028,000 |
| Interest expense | 258,000 | 523,000 | 779,000 | 1,010,000 |
| Net interest income | 838,000 | 1,751,000 | 2,554,000 | 4,018,000 |
| Noninterest income | 64,000 | 91,000 | 145,000 | 190,000 |
| Noninterest expense | 412,000 | 811,000 | 1,315,000 | 2,708,000 |
| Provision for loan losses | -170,000 | -84,000 | -60,000 | -23,000 |
| Pretax income | 660,000 | 1,115,000 | 1,444,000 | 1,523,000 |
| Income tax | 51,000 | 102,000 | 159,000 | 356,000 |
| Net income | 609,000 | 1,013,000 | 1,285,000 | 1,167,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,287,000 | 15,691,000 | 15,963,000 | 15,845,000 |