Call reports 2019
PORT RICHMOND SAVINGS — 2019
What PORT RICHMOND SAVINGS reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 76,744,000 | 78,396,000 | 80,434,000 | 81,707,000 |
| Total loans | 70,906,000 | 74,678,000 | 75,678,000 | 78,175,000 |
| Allowance for loan losses | 822,000 | 819,000 | 853,000 | 789,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,348,000 | 42,114,000 | 44,218,000 | 45,469,000 |
| Interest-bearing deposits | 38,063,000 | 38,258,000 | 39,682,000 | 40,253,000 |
| Noninterest-bearing deposits | 4,285,000 | 3,856,000 | 4,536,000 | 5,215,000 |
| Equity capital | 14,203,000 | 14,592,000 | 14,806,000 | 14,678,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,059,000 | 2,178,000 | 3,301,000 | 4,436,000 |
| Interest expense | 231,000 | 473,000 | 724,000 | 966,000 |
| Net interest income | 828,000 | 1,705,000 | 2,577,000 | 3,470,000 |
| Noninterest income | 29,000 | 50,000 | 88,000 | 135,000 |
| Noninterest expense | 434,000 | 895,000 | 1,506,000 | 2,606,000 |
| Provision for loan losses | -74,000 | -77,000 | -43,000 | -107,000 |
| Pretax income | 497,000 | 937,000 | 1,202,000 | 1,105,000 |
| Income tax | 51,000 | 102,000 | 153,000 | 184,000 |
| Net income | 446,000 | 835,000 | 1,049,000 | 921,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,203,000 | 14,592,000 | 14,806,000 | 14,678,000 |
| Total capital | 14,764,000 | 15,184,000 | 15,397,000 | 15,297,000 |
| Risk-weighted assets | 44,639,000 | 47,129,000 | 46,886,000 | 49,375,000 |