Call reports 2018
PORT RICHMOND SAVINGS — 2018
What PORT RICHMOND SAVINGS reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 69,080,000 | 69,272,000 | 73,318,000 | 75,917,000 |
| Total loans | 65,421,000 | 65,113,000 | 69,398,000 | 71,502,000 |
| Allowance for loan losses | 904,000 | 953,000 | 880,000 | 896,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,644,000 | 39,875,000 | 39,768,000 | 41,996,000 |
| Interest-bearing deposits | 36,363,000 | 35,651,000 | 36,549,000 | 37,682,000 |
| Noninterest-bearing deposits | 3,281,000 | 4,223,000 | 3,219,000 | 4,314,000 |
| Equity capital | 13,341,000 | 13,723,000 | 14,065,000 | 13,757,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,016,000 | 2,027,000 | 2,983,000 | 4,068,000 |
| Interest expense | 154,000 | 326,000 | 515,000 | 738,000 |
| Net interest income | 862,000 | 1,701,000 | 2,468,000 | 3,330,000 |
| Noninterest income | 115,000 | 162,000 | 226,000 | 310,000 |
| Noninterest expense | 418,000 | 813,000 | 1,333,000 | 2,470,000 |
| Provision for loan losses | 43,000 | 110,000 | 37,000 | 53,000 |
| Pretax income | 516,000 | 940,000 | 1,324,000 | 1,117,000 |
| Income tax | 42,000 | 84,000 | 126,000 | 227,000 |
| Net income | 474,000 | 856,000 | 1,198,000 | 890,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,341,000 | 13,723,000 | 14,065,000 | 13,757,000 |
| Total capital | 13,883,000 | 14,251,000 | 14,613,000 | 14,323,000 |
| Risk-weighted assets | 42,988,000 | 41,834,000 | 43,558,000 | 44,825,000 |