Call reports 2017
PORT RICHMOND SAVINGS — 2017
What PORT RICHMOND SAVINGS reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 69,845,000 | 66,114,000 | 64,864,000 | 70,159,000 |
| Total loans | 58,431,000 | 60,356,000 | 61,702,000 | 64,616,000 |
| Allowance for loan losses | 767,000 | 852,000 | 865,000 | 880,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,950,000 | 41,231,000 | 39,667,000 | 43,308,000 |
| Interest-bearing deposits | 36,651,000 | 35,874,000 | 34,381,000 | 36,058,000 |
| Noninterest-bearing deposits | 4,299,000 | 5,357,000 | 5,285,000 | 7,250,000 |
| Equity capital | 12,564,000 | 12,885,000 | 13,176,000 | 12,868,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 898,000 | 1,846,000 | 2,784,000 | 3,729,000 |
| Interest expense | 171,000 | 391,000 | 523,000 | 652,000 |
| Net interest income | 727,000 | 1,455,000 | 2,261,000 | 3,077,000 |
| Noninterest income | 36,000 | 76,000 | 107,000 | 91,000 |
| Noninterest expense | 291,000 | 597,000 | 1,064,000 | 2,108,000 |
| Provision for loan losses | 0 | 85,000 | 98,000 | 113,000 |
| Pretax income | 472,000 | 849,000 | 1,206,000 | 947,000 |
| Income tax | 51,000 | 107,000 | 173,000 | 223,000 |
| Net income | 421,000 | 742,000 | 1,033,000 | 724,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,564,000 | 12,885,000 | 13,176,000 | 12,868,000 |
| Total capital | 13,046,000 | 13,370,000 | 13,679,000 | 13,408,000 |
| Risk-weighted assets | 38,340,000 | 38,466,000 | 39,916,000 | 42,887,000 |