Call reports 2014
PORT RICHMOND SAVINGS — 2014
What PORT RICHMOND SAVINGS reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 66,899,000 | 67,048,000 | 68,336,000 | 68,378,000 |
| Total loans | 64,449,000 | 62,327,000 | 65,184,000 | 63,902,000 |
| Allowance for loan losses | 1,148,000 | 1,044,000 | 948,000 | 950,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,782,000 | 37,526,000 | 37,092,000 | 37,623,000 |
| Interest-bearing deposits | 35,222,000 | 34,739,000 | 34,112,000 | 34,577,000 |
| Noninterest-bearing deposits | 2,560,000 | 2,787,000 | 2,980,000 | 3,046,000 |
| Equity capital | 11,067,000 | 11,325,000 | 11,627,000 | 11,225,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,042,000 | 2,042,000 | 3,114,000 | 4,157,000 |
| Interest expense | 219,000 | 432,000 | 664,000 | 887,000 |
| Net interest income | 823,000 | 1,610,000 | 2,450,000 | 3,270,000 |
| Noninterest income | 39,000 | 76,000 | 117,000 | 126,000 |
| Noninterest expense | 433,000 | 948,000 | 1,362,000 | 2,074,000 |
| Provision for loan losses | 0 | -19,000 | 101,000 | 620,000 |
| Pretax income | 429,000 | 757,000 | 1,104,000 | 702,000 |
| Income tax | 69,000 | 138,000 | 184,000 | 183,000 |
| Net income | 360,000 | 619,000 | 920,000 | 519,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,067,000 | 11,325,000 | 11,627,000 | 11,225,000 |
| Total capital | 11,575,000 | 11,825,000 | 12,145,000 | 11,745,000 |
| Risk-weighted assets | 39,993,000 | 39,389,000 | 40,970,000 | 41,122,000 |