Call reports 2011
PORT RICHMOND SAVINGS — 2011
What PORT RICHMOND SAVINGS reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 62,328,000 | 63,285,000 | 63,460,000 | 64,368,000 |
| Total loans | 60,420,000 | 61,365,000 | 61,577,000 | 62,131,000 |
| Allowance for loan losses | 1,111,000 | 1,161,000 | 1,211,000 | 1,215,000 |
| Securities available for sale | 6,000 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,256,000 | 40,727,000 | 40,000,000 | 40,633,000 |
| Interest-bearing deposits | 39,034,000 | 38,008,000 | 37,717,000 | 38,016,000 |
| Noninterest-bearing deposits | 2,221,000 | 2,720,000 | 2,283,000 | 2,617,000 |
| Equity capital | 9,419,000 | 9,771,000 | 10,093,000 | 9,483,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,046,000 | 2,119,000 | 3,167,000 | 4,221,000 |
| Interest expense | 269,000 | 533,000 | 799,000 | 1,215,000 |
| Net interest income | 777,000 | 1,586,000 | 2,368,000 | 3,006,000 |
| Noninterest income | 29,000 | 57,000 | 82,000 | 99,000 |
| Noninterest expense | 387,000 | 766,000 | 1,150,000 | 2,281,000 |
| Provision for loan losses | 25,000 | 75,000 | 125,000 | 175,000 |
| Pretax income | 394,000 | 802,000 | 1,175,000 | 649,000 |
| Income tax | 51,000 | 107,000 | 158,000 | 242,000 |
| Net income | 343,000 | 695,000 | 1,017,000 | 407,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,419,000 | 9,771,000 | 10,093,000 | 9,483,000 |
| Total capital | 9,886,000 | 10,249,000 | 10,568,000 | 9,970,000 |
| Risk-weighted assets | 36,043,000 | 36,780,000 | 36,541,000 | 37,434,000 |