Call reports 2008
PORT RICHMOND SAVINGS — 2008
What PORT RICHMOND SAVINGS reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 52,558,000 | 54,531,000 | 54,683,000 | 56,367,000 |
| Total loans | 51,232,000 | 52,655,000 | 52,616,000 | 54,559,000 |
| Allowance for loan losses | 684,000 | 684,000 | 734,000 | 784,000 |
| Securities available for sale | 60,000 | 60,000 | 6,000 | 6,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,707,000 | 34,744,000 | 34,573,000 | 33,978,000 |
| Interest-bearing deposits | 32,690,000 | 32,376,000 | 32,708,000 | 31,907,000 |
| Noninterest-bearing deposits | 2,017,000 | 2,368,000 | 1,865,000 | 2,071,000 |
| Equity capital | 7,957,000 | 8,150,000 | 8,382,000 | 8,303,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 936,000 | 1,891,000 | 2,905,000 | 3,852,000 |
| Interest expense | 414,000 | 816,000 | 1,205,000 | 1,578,000 |
| Net interest income | 522,000 | 1,075,000 | 1,700,000 | 2,274,000 |
| Noninterest income | 21,000 | 45,000 | 156,000 | 168,000 |
| Noninterest expense | 401,000 | 739,000 | 1,096,000 | 1,666,000 |
| Provision for loan losses | 0 | 0 | 50,000 | 100,000 |
| Pretax income | 142,000 | 381,000 | 685,000 | 651,000 |
| Income tax | 45,000 | 91,000 | 128,000 | 173,000 |
| Net income | 97,000 | 290,000 | 557,000 | 478,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,981,000 | 8,174,000 | 8,382,000 | 8,303,000 |
| Total capital | 8,387,000 | 8,585,000 | 8,794,000 | 8,731,000 |
| Risk-weighted assets | 31,423,000 | 31,864,000 | 31,884,000 | 33,157,000 |
Machine access — free, no API key
Every figure shown here about PORT RICHMOND SAVINGS — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.