Call reports 2005
PORT RICHMOND SAVINGS — 2005
What PORT RICHMOND SAVINGS reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 48,824,000 | 49,530,000 | 50,116,000 | 49,958,000 |
| Total loans | 46,801,000 | 47,373,000 | 47,411,000 | 47,852,000 |
| Allowance for loan losses | 384,000 | 484,000 | 484,000 | 484,000 |
| Securities available for sale | 109,000 | 109,000 | 109,000 | 109,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,049,000 | 34,255,000 | 33,963,000 | 33,873,000 |
| Interest-bearing deposits | 32,451,000 | 32,842,000 | 32,002,000 | 32,625,000 |
| Noninterest-bearing deposits | 598,000 | 1,413,000 | 1,961,000 | 1,248,000 |
| Equity capital | 6,668,000 | 6,624,000 | 6,873,000 | 6,970,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 840,000 | 1,696,000 | 2,610,000 | 3,299,000 |
| Interest expense | 280,000 | 584,000 | 894,000 | 1,231,000 |
| Net interest income | 560,000 | 1,112,000 | 1,716,000 | 2,068,000 |
| Noninterest income | 17,000 | 25,000 | 32,000 | 63,000 |
| Noninterest expense | 306,000 | 811,000 | 1,136,000 | 1,402,000 |
| Provision for loan losses | 0 | 100,000 | 100,000 | 100,000 |
| Pretax income | 271,000 | 226,000 | 512,000 | 629,000 |
| Income tax | 30,000 | 26,000 | 60,000 | 80,000 |
| Net income | 241,000 | 200,000 | 452,000 | 549,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,655,000 | 6,611,000 | 6,860,000 | 6,957,000 |
| Total capital | 7,012,000 | 6,960,000 | 7,226,000 | 7,303,000 |
| Risk-weighted assets | 27,761,000 | 27,022,000 | 28,409,000 | 26,813,000 |
Machine access — free, no API key
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