Call reports 2020
STATE BANK OF LINCOLN — 2020
What STATE BANK OF LINCOLN reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 |
|---|---|---|---|
| Total assets | 312,830,000 | 348,744,000 | 349,362,000 |
| Total loans | 164,891,000 | 169,893,000 | 161,550,000 |
| Allowance for loan losses | 2,608,000 | 2,549,000 | 2,934,000 |
| Securities available for sale | 106,838,000 | 108,939,000 | 123,481,000 |
| Securities held to maturity | 17,503,000 | 16,847,000 | 15,187,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 274,687,000 | 309,395,000 | 310,034,000 |
| Interest-bearing deposits | 189,198,000 | 210,458,000 | 211,119,000 |
| Noninterest-bearing deposits | 85,489,000 | 98,937,000 | 98,915,000 |
| Equity capital | 35,590,000 | 36,702,000 | 36,728,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 |
|---|---|---|---|
| Interest income | 2,966,000 | 5,816,000 | 8,450,000 |
| Interest expense | 240,000 | 411,000 | 526,000 |
| Net interest income | 2,726,000 | 5,405,000 | 7,924,000 |
| Noninterest income | 223,000 | 1,407,000 | 2,804,000 |
| Noninterest expense | 2,351,000 | 4,794,000 | 7,165,000 |
| Provision for loan losses | 474,000 | 413,000 | 875,000 |
| Pretax income | 124,000 | 1,605,000 | 2,688,000 |
| Income tax | -17,000 | 350,000 | 608,000 |
| Net income | 141,000 | 1,255,000 | 2,080,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 |
|---|---|---|---|
| Tier 1 capital | 32,863,000 | 33,477,000 | 33,602,000 |
| Total capital | 35,356,000 | 35,891,000 | 35,955,000 |
| Risk-weighted assets | 199,303,000 | 193,048,000 | 187,661,000 |